ONE OF THE MOST EXPERIENCED BANKRUPTCY FIRMS IN THE STATE OF ARIZONA
OUR BANKRUPTCY ATTORNEYS HAVE DECADES OF EXPERIENCE.
If you want assured top quality representation with one of the most experienced bankruptcy law firms in the entire state of Arizona, look no further. Our bankruptcy attorneys have filed over 1,000 bankruptcy cases, and have a 100% success rate. This makes our law firm in the top 1% of bankruptcy law firms available to you.
What is Bankruptcy?
Bankruptcy is protection extended to you from the US Bankruptcy Court. There are different chapters of bankruptcy. The most common chapters for consumers are Chapters 7 and 13.
Chapter 7 Bankruptcy
Chapter 7 is the most common form of bankruptcy filed. You must qualify for Chapter 7 based on your income, family size, and other factors. When a Debtor(s) files for Chapter 7 relief, he/she (or "it" since a company can file for Chapter 7) is usually seeking a Discharge Order from the bankruptcy court, which orders the Debtor(s) no longer responsible for certain debts. The most common debts that are discharged in Chapter 7 are: credit card debt, medical debt, personal loans, deficiencies on foreclosed homes, deficiencies on repossessed vehicles, certain tax debts, and other unsecured debts.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy is similar to a restructuring or payment plan whereby you pay some of your debt back, and discharge some of it as well. There are huge benefits to Chapter 13. For example, if you're facing foreclosure, Chapter 13 can be filed to stop the foreclosure sale, and get your house current. Chapter 13 can also pay off your auto loan, and tax debts. Call us today, if you want to know your options in Chapter 13!